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Nation's 1st large retail finance model issued



The release conference for China's first large retail finance model, "Tianjing", on Aug 28. [Photo/]

On Aug 28, Mashang Consumer Finance Co, a top three consumer finance company in China, issued "Tianjing", China's first large retail finance model. The company is based in Liangjiang New Area and is driven by technology.

At the release conference for the large model, industry insiders and over 100 financial institutions gathered. Qin Shubin, deputy director of the new area’s administrative committee, stated that artificial intelligence (AI) is advancing rapidly and increasingly into various economic and social development fields. It is becoming essential in promoting technological breakthroughs, industrial optimization and upgrading, and overall productivity improvement.

Lu Quan, director of the Mashang Consumer AI Research Institute, explained four major application scenarios of Tianjing. It is reported that the model has been running for nearly three months, with an intent understanding accuracy rate of 91 percent.

Jiang Ning, chief Information officer of Mashang Consumer, said the company has built a reliable, law-based, multimodal, all-domain adaptable, and generalized extensive financial model technology capability system. It focuses on six core areas, including basic language feature capabilities, reasoning capabilities, and semantic understanding, to further promote the digital transformation of finance.


Sun Maosong, an academician from the European Academy of Sciences, delivers a keynote speech at the conference. [Photo/]

Sun Maosong, an academician from the European Academy of Sciences, positioned large models as assistants to intellectual laborers, and believed they would not replace an entire industry.


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